2018 goals

Happy New Years!! It’s time to start running and taking off with your New Year’s Resolution’s and goals!!

People say to “speak your goals into existence,” and you’ll be able to achieve them… but there’s also a belief that if you tell everyone about your goals, the lesser likelihood of them coming to fruition. Sooooooo, which one is it?

Believe it or not, I’m more of a private person when it comes to speaking about my goals; those that need to know my goals and intention do know, and others, well don’t. And I’m not that way because I’m a butt about it, its a part of me being humble and trying not to speak so much about myself. I also feel like if I say something on FaceBook, I feel like I’m more apt to achieve or do that goal, otherwise I’m a total let-down or failure. Some of my goals are kind of just “in the cards” or “right time, right place”.

For instance, my main goal for this year is to make the next rank (Technical Sergeant/E-6 in the Air Force). Its highly attainable, however, it also depends on the amount of time I put into studying. And, by all means, I am definitely not a book-smart person. The last time I actually put forth the effort in studying was 2 years ago, and I didn’t even make it. I felt like a complete let-down and total loser for not making it. Hopefully this year, I’ll actually persevere and make it, but it just depends if I’m in the right time and right place. 

Another professional-type goal for myself is to hurry up and put in my application for the Inter-service Physician’s Assistant Program (IPAP). I’m intending to submit my first package in by 2019 or 2020. Highly do-able, but my life will generally suck in the meantime. I’m also coming up to the five-year mark which means most of my classes will likely need to be repeated. Either way, if I don’t get accepted to the IPAP, my Plan B is to switch my degree plan to obtaining a bachelor’s degree in nursing. Next year, I’ll have 10 years of military service under my belt and it would be such a waste to quit at 12-13 years… Might as well ride out the 20 years at that point and collect retirement.

As far as my husband’s and my combined goal, we’re planning on getting rid of our debts together. Since well now have two kids to claim on our taxes for this year, we’re estimating a good tax refund that will take out a good portion of our debts. The rest we’ll just have to find a means of paying it and not using our credit cards. This is such a huge problem for me because I am quite a spender but, if I’m dedicating myself to constant studying for anything, I should theoretically be spending less… At least, I’d like to think so.

My last goal for 2018 is to pay more attention to my Perfectly Posh business. Its not so much as to finding people to recruit under me or “building my company.”  I’m looking more into spreading my reach-out for new customers and not making money just on myself. I’d like to say, with a new baby and moving to a new base totally messed up my Feng Shui,  but it probably didn’t. I do enjoy selling Perfectly Posh and being a total advocate for them, but I think it’s time to make money off of it instead of losing money from it.

Four goals for this year seems to be a good way to refocus on myself and my family, what do you think? What are some of your goals you’d like to see become a reality?

 

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8 things to do (at home) to save money

I’m in the military and I have the luxury of having 9-to-5 work hours (its more like 0730 to 1630), plus my weekends off… Currently, my husband does not, which is a total buzz-kill for my weekends. BUT, I’m not complaining about that, since we’re living in a dual-income household; single-income really sucks, even though the bread-winner is in the military. Side-note: we’re REALLY hoping he’ll be able to transition from reserve to active duty next year, and then our would be looking better financially.

Anyway, since husband is making that dough mostly on the weekends/my time off, I usually stay at home. In part, because we have two young children, and it becomes a nuisance to corral & pack up the kiddos to do anything outside of the house. And since I’m staying at home, I’m technically saving money… So long as I don’t wind up browsing through Amazon. The only problem with that is, I get bored very easily.

So, how do I save money, and resist the urge to online shop? Well, here’s a list of things I could do around the house. I’m sure there will be lots of changes along the way, but that’s great!! It means I’m saving some serious moolah!

#1 – Clean the house – I’m pretty sure you knew this one was coming, or that it would be on my list somewhere. There is literally always something to clean around this house, considering we are a 4-person household with two little boys. Cleaning primarily means laundry and dishes… Either way, you know what I mean by cleaning the house!

#2 – Declutter – This is an attempt at living the minimalist lifestyle. Its ridiculous how much crap we accrue each year, and how much of that crap we basically abandon and forget about. As a bonus, you can actually make money by selling some of your unwanted items on local yard-sale or marketplaces on FaceBook. Craigslist is also an option, but I’d rather not risk my own safety. If you don’t have the patience to sell you purged items, you can also donateGiveBackBox.com can help you get rid of those unwanted boxes you have laying around your house from your online shopping, and the best part about it is that it’s FREE.

#3 – Meal prep – To me, meal prep means looking up new recipes on Pinterest (lol). We typically don’t lunch prep, since we’re all pretty okay with just eating PB&J’s with some snacks, like string cheese, seaweed snacks, Goldfishes, etc, etc. On occasion, we’ll eat left-overs, if we have any. We also don’t normally require actual meal prepping since we buy most of our main food staples at Costco; we keep things like frozen chicken breast, frozen various frozen veggies, and some canned foods, in stock all the time in our house. I’ll make a post about our Costco shopping trips later on…

#4 – Make baby food – I suppose you could categorize this under meal prepping too, but I’m still breastfeeding, so pumping pretty much makes up this category. We invested in a Magic Baby Bullet (About $60 from Target) when baby was about 4-months and, so far, have spent a total of $2 on frozen peas and carrots. The $2 has made about 12 little containers of baby food. I’d say this was a very good investment we’ve made thus far.

#5 – BLOG – LITERALLY… This keeps me from spending!! I suppose this could also wind up making me some money in the future, but that’s only if I actually keep up with it. I’ve attempted to create and maintain blogs in the past, but it seems that trying to make money from a blog is just not in the cards for me… I’ve also lost probably a couple $100 in trying to make blogging a thing for me. I think I just need to be real with myself and realize that I’m probably not going to stick with it… but if I do, might as well invest in that domain name!! Perhaps I’ll just wait until I actually make my 100th post before I invest in a domain name. Seems like a good reward for keep up, I guess.

#6 – Maintaining my Perfectly Posh business – Yep, I’m an independent consultant… Or something. Honestly, I’m more of an avid Perfectly Posh user that reaps the benefits of being a consultant. BUT, sometimes I do somehow manage to make some money from myself and working it as a consultant. If I pushed myself a little harder in making sales and reaching out to new potential customers, I could be making more “play money”. Again, this would probably make for a good post in the future… maybe that 100th post will come by a lot quicker than I thought!

#7 – Study – To make it a bit clearer of who I am and where I stand in society, I’m in the US Air Force. I’m a Staff Sergeant (SSgt, or E-5) with about 10 years of total military service… I put on SSgt just before my 4-year mark, and if I studied and played my cards right, I could’ve made the next rank at my 6- or 7-year mark… I just didn’t study. Promotion testing time for me is around February/March of next year, so I definitely have the time to study – despite having two younger kids at home to manage. Again, another great way for me to get more money LOL… ALSO, studying would also mean taking college classes. One of my goals in life is to become a medical primary caregiver, and the military has a program called the Inter-service Physician’s Assistance Program (IPAP). I just need to hurry up and take classes so I can finally submit a package…

# 8 – Exercise – I’m kind of laughing at myself as I type my reasoning… My husband bought me a rower for Christmas, since I like to row at the gym. So now, I really don’t have much of an excuse to not work-out. I could also walk the dogs and kids around the block to do something active in my life.

Those are all my great ideas to do at home to save money. I’m sure I can think of more later. What are some things your do at home to save money? I’d like to know!!